If you are from Canada and are suffering from an injury accompanied by chronic pain or a medical condition that makes it impossible to work, you should immediately hire a disability lawyer Toronto. It will give you the best chance of being able to collect disability insurance that can cover your expenses. Here are the steps you must take to file for disability insurance benefits in Canada.
Determine Disability Benefits Plans or Programs for Which You Qualify
There are a few different disability plans or programs available in Canada. The first step is to determine which of these you qualify for and then applying for the one that seems to best suit your needs. Keep in mind that you may not be eligible for all of them. The most common disability benefits include the following:
• Sick Pay from Employers
• Short-Term Disability Benefits
• Employment Insurance Sickness Benefits
• Long-Term Disability Insurance Benefits
• Canada Pension Plan Disability
• Workers’ Compensation Benefits
Support from Your Doctor
In order to go on sick leave from work and apply for benefits for disabilities, you must first have the support of your doctor. In other words, your disability claim must be legitimate, with your doctor being able to verify that you are indeed disabled to the point where you are unable to work. Without your doctor’s support, your employer will have nothing to go on other than your word that you are disabled and will not have reason to approve you for sick leave. Instead, this can work against you and result in the termination of your employment.
Plan for Transitioning from Employment to Being on Sick Leave
After gaining your doctor’s support, you must then transition from employment to being on sick leave. You must do so cautiously so that you can protect your employment, pension and medical plan. It’s common to have tension with your employer before you go on sick leave. Unfortunately, not all employers are understanding when workers are stricken by illness or disability. This is why it’s essential to have documentation from your doctor that you are indeed disabled and need the sick leave.
In some cases, an employer will try to pressure you into resigning from your job or accept a severance package. Do not fall for this because it will sever your disability benefits. Your disability lawyer can help to explain why you should never accept these options.
Get and Fill Out Application for Disability and Collect Supporting Documentation
Get all of the pertinent applications for your disability claim and fill them out. Include all the necessary supporting documentation as well. Most applications include two or three forms that need to be filled out. One is for your doctor to fill out as supporting documentation. Always review everything written down by your employer and doctor to ensure nothing has been omitted.
Once you have everything completed, you can submit your application for disability and wait for the decision on your claim. Generally, it can take up to 30 days to get a decision. If it takes longer than that, you can have your attorney look into the issue. The http://www.disabilitylawyertoronto.ca/ website may be able to provide you with more information.